Live Baccarat is a very popular casino game and attracts many high rollers. Our dealers are professional and courteous, walking you through your hand every step of the way. Feel free to chat with them in real time! Our online casino games are tailored to all types of players from casual to high rollers so you’ll always find a table within your bankroll. Get the casino experience from the convenience of your home playing live dealer baccarat!
Game Features
Interact with game host/presenter and other players through chat.
Multi-Game Play - Join more than one game table then view and play them simultaneously.
Place side bets like pair, perfect pair, either pair and bonuses
Focus mode - hide activity and information about other players at the table.
Shortcut Keys - used to quickly perform useful game functions.
Tipping - show appreciation to your dealers
Game Objective
The objective in Baccarat is to predict whose hand will win by having the value closest to 9.
Baccarat Game Rules
The game is hosted by a live dealer and is played with eight standard 52- card decks. Card values are as follows:
Aces are the lowest cards and are worth 1 point each.
Cards from 2 to 9 are worth their numerical face values.
10s and face cards (jacks, queens, and kings) are each worth 0.
Only the numeric value of each card is relevant in the main Baccarat game; each card’s suite (hearts, spades, clubs, or diamonds) is irrelevant.
Prior to each deal, you must place your bet on whether the Player or the Banker will win the round by having the hand with a value closest to 9.
If you believe that both the Player and Banker will hold hands of equal value, you also have the option to bet on Tie.
In addition, you can also bet on Player/Banker Pair (P/B Pair), which will pay if the first two cards dealt to the Player/Banker constitute a pair.
The dealer begins by dealing to cards each to the player and to the Banker.
If the Player and Banker hold hands of equal value, the round ends in a tie. The Tie bet wins, and bets on the Player and Banker push (are returned).
Each hand’s value is calculated by dropping the tens digit in a hand otherwise worth 10 ore more. For example, a hand consisting of a 7 and 9 is only worth 6 in Baccarat (because 16-10=6). Similarly, a face card plus a 9 will be worth 9.
If the Player or the Banker receives an initial two-card hand worth 8 or a 9 (a “natural” 8 or 9), no additional cards will be dealt to either hand.
If the Player and Banker receive initial two-card hands worth 0-7, the “Third Card Rule” is consulted to determine if a third card is to be dealt to either hand or both hands. The Player always goes first.
Player’s Hand
Player’s initial two-card hand | |
|---|---|
0-1-2-3-4-5 | Player draws a third card. |
6-7 | Player stands. |
8-9 (a “natural”) | No third card to either hand. |
Banker’s Hand
D - Draw; S - Stand
If the Player’s hand stands on 6 or 7, then a Banker hand totalling 3, 4 or 5 must draw, while a Banker hand totalling 6 must stand.
Whoever gets the hand closest to a total of 9 wins.
How Side Bets Work in Baccarat
Side Bet | Description |
|---|---|
P Pair | Pays if the first two cards dealt to the Player constitute a pair. |
B Pair | Pays if the first two cards dealt to the Banker constitute a pair. |
Perfect Pair | Pays 25:1 If two identical cards (in terms of value and suite) are dealt as the first two cards to either the Banker or the Player.
Pays 200:1 if two identical cards (in terms of value and suite) are dealt as the first two cards to both the Banker and the Player. |
Either Pair | Pays if either the Banker or the Player hand is a pair. |
P Bonus | Pays when the Player wins the round on a natural 8 or 9 or by at least four points. |
B Bonus | Pays when the Banker wins the round on a natural 8 or 9 or by at least four points. |
Payouts in Baccarat
Your payout depends on the type of bet placed.
BET | PAYS |
|---|---|
Player | 1:1 |
Banker | 0.95:1 (5% commission is charged) |
Tie | 8:1 |
P Pair | 11:1 |
B Pair | 11:1 |
Perfect Pair | One pair: 25:1 Two pairs: 200:1 |
Either Pair | 5:1 |
P Bonus/ B Bonus | Hand Combination Odds Non-Natural hand wins by 9 points, 30:1 Non-Natural hand wins by 8 points, 10:1 Non-Natural hand wins by 7 points, 6:1 Non-Natural hand wins by 6 points, 4:1 Non-Natural hand wins by 5 points, 2:1 Non-Natural hand wins by 4 points, 1:1 Natural win, 1:1 Natural tie, Push
|
Please note that any malfunction voids the game round and all eventual payouts for the round. Bets will be returned.
Return to Player
The optimal Return to Player (RTP) percentage for Baccarat is 98.94%.
The following table displays the return-to-player percentage on different optional side bets.
Side Bet | Return to Player |
|---|---|
P Pair | 89.64% |
B Pair | 89.64% |
Perfect Pair | 91.95% |
Either Pair | 86.29% |
P Bonus | 97.35% |
B Bonus | 90.63% |
*RTP based on optimal strategy for Banker bet.
